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U.S. Student Financial Aid Programs Receive an "F"
Now that the government is open for business, it is time to refocus on the explosion of student loan debt. Standing at over $1 trillion, this issue should no longer be ignored. For the almost 40...
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What it Would Take to Pay off the Debt
U.S. debt held by the public is over $12 trillion, a 140 percent increase from six years ago. To immediately pay off this debt, every person in the United States would have to contribute $38,000,...
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Investing in Human Capital—Literally
As student loan debt has almost tripled since 2004, start-up companies such as Upstart and Pave offer a solution. These firms allow those with excess money to invest in people and their careers....
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The President's Mixed Performance on Higher Education
President Obama delivered a mixed performance on higher-education issues in his State of the Union address. As college tuition continues to grow, debt loads increase, and delinquency and default rates...
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The Illusion of Reform and the Next Housing Crisis
This article is adapted from the authors’ new book, Fragile by Design: The Political Origins of Banking Crises and Scarce Credit (Princeton University Press, 2014). Is America’s housing finance crisis...
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Obama's Executive Order: Bad for Taxpayers, Worse for Students
This article originally appeared at mindingthecampus.com.President Obama announced today an executive order that will make the student loan program a worse deal for taxpayers. Though the federal...
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Federal Liabilities: They're Bigger than You May Think
Teaser: Let us begin with the $12.8 trillion current debt held by the public. The current debt as a share of the nation’s economy at 74 percent is at its highest level in since WWII. Tracking the...
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Stop Worrying About Deflation
Teaser: Monetary policy should seek to avoid sustained deflation or very low inflation as part of its inflation targeting commitment. But that is not the same as believing that a short-run deviation...
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Three Ways the Government Criminalizes Economic Activity
Teaser: “Although many politicians say they support economic growth, the federal government goes out of its way to criminalize broad ranges of economic activity. It’s as simple as this: A person or a...
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Government’s Choke Hold on Law-Abiding Businesses
Teaser: A disturbing Department of Justice program allows unelected bureaucrats to target law-abiding individuals and industries. Entitled Operation Choke Point, it has been in operation since 2013...
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Debt Ceiling Will Be Next Budget Battle
Teaser: The fight over Department of Homeland Security funding has just ended and the next showdown over the country’s finances is already underway. The temporary suspension of the debt ceiling will...
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College Grads are Drowning in Student Loan Debt
Teaser: This month, as 1.8 million newly-minted bachelor’s degrees are handed out, most graduates will be coming off the stage with much more than a fancy piece of paper. Seventy percent will take an...
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Free College Would Help the Rich, Not the Poor
Teaser: A bipartisan collection of lawmakers is finally beginning to turn its attention to the needs of young people, but many on the left have used student debt to justify a massive expansion of...
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Rubio's Higher-Ed Plan Beats Clinton's
Teaser: Senator Marco Rubio, a Republican presidential candidate from Florida, has sponsored a number of bills that would enable students to take advantage of Massive Online Open Courses (MOOCs),...
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What Was Missing From The GOP Debate? Student Loan Debt
Teaser: The second Republican debate covered many topics—from foreign policy, to immigration, to the drug war—but student loan debt, another major problem facing the country, only received a cursory...
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